Pros And Cons Of Xfinity Mobile

by Mark Chen | Updated 11/21/23

There are pros and cons of Xfinity Mobile compared to the big phone carriers Verizon, AT&T, and T-Mobile.

The main pro for Xfinity Mobile is saving significantly on your cell phone bill.

The main con is that as a reseller of cell phone services, Xfinity Mobile won’t have the fastest network or the most advanced technologies.

In this article, we’ll walk you through every pro and con of Xfinity Mobile. Afterward, you’ll be able to decide whether you should switch or stay with your cell phone company.

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Pros Or Cons Of Xfinity Mobile: Much Cheaper Prices

xfinity mobile deals

The main pro and main reason to sign up for Xfinity Mobile is to save money.

You could save up to $80 a month (almost $1,000 a year) by switching to Xfinity Mobile.  The only time when you won’t save is if you have a 4-line AT&T Extra or Premium plan.

We’ve provided a pricing guide for Xfinity Mobile vs the major carriers above.

For a single line on an Intro plan, the discount is $20 to $30 a month. That’s 40% off what you’d pay on Verizon and T-Mobile.

The average monthly discount is 31%.

However, there’s a con.  If you get rid of your Xfinity TV/internet, your Xfinity Mobile bill will go up $25 a month.

They’ve put this in place because they want people to bundle Xfinity Mobile with their regular services.

They don’t want to be a pure prepaid carrier.

Con: Limited Service Area

One con of Xfinity Mobile is that you can only get their standard and low price if you live in Xfinity’s service area.

Xfinity is only available in 41 states and only provides service to select areas in those states.

It doesn’t make much sense to get Xfinity Mobile without having Xfinity because the price goes up if you don’t have Xfinity service.

If you move to an area without Xfinity service, you could end up paying the same price as regular cell phone providers plan without some of the most advanced features they have.

Even if you move within the state, there are some places where Xfinity doesn’t have their service.

That’s annoying if you need to switch plans and you could be on the hook for some fees for promotions you got for signing up if you leave early.

Another challenge is that Xfinity prices, especially on the TV side, have been trending upwards.  It’s much harder to leave Xfinity if you have an Xfinity Mobile plan with them.

That’s what they intended.

You really need to think if you’ll live in an area that has Xfinity service for a long time and if Xfinity is going to be the best long-term service provider for your internet or TV.

Pros Or Cons Of Xfinity Mobile: Phone Deals

Another con of Xfinity Mobile is that they don’t have the best deals on phones.

Their basic deal is $500 off and the ability to get a phone free for a year if you bring at least 2 lines into their plan.

The big cell phone companies have better deals.

They’ll basically give you any cell phone of your choice for free if you sign up for one of their premium plans.

This will work whether you’re a new or an existing customer and the discount will be prorated over 2 or 3 years.

The challenge with this offer is that their higher tier plans are about $30 a month more.  With Xfinity Mobile discounts, you end up paying less and it comes out cheaper.

$500 off a cell phone is basically half off an iPhone. That’s vs getting an iPhone free and signing up for a more expensive plan for a couple of years.

Con: Lower Trade-In Values

xfinity cell phone plan

A final thing that some would consider a con is how much trade-in value you get from Xfinity Mobile vs phone carriers like Verizon, T-Mobile, and AT&T.

In our analysis, Xfinity Mobile provides you with the lowest trade-in costs.

For an iPhone 13, they’re only willing to give you $278.  Verizon will offer you $290 for the same phone.

One pro is that they’ll send you a check for the phone.

However, T-Mobile and AT&T are willing to give you $1,000 for your old phones.

It doesn’t even matter if those phones are old and aren’t in the best condition.

However, you’ll need to sign up for their higher tier and more expensive plans and your trade-in value will show up as a discount on your bill over 3 years.

Overall, if you take the fully burdened cost of your phone deal, trade-in, and plan cost, Xfinity Mobile still comes out cheaper than the phone companies.

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These are the pros and cons we’ve found for Xfinity Mobile.

If you don’t use a lot of your phone plan services, Xfinity Mobile could save you big.

You just need to make sure that you plan on staying with Xfinity.

Things might change – you might move out of their service area, or you might find a better deal on TV or internet with a different provider from Xfinity.

While some of the phone providers offer higher trade-in values and bigger discounts on phones, these come with much higher-priced plans that reduce the benefits you’ll get from these freebies.

We hope our guide has given you the info that you need to make the best decision for you.

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